People first
Participants deserve thoughtful investment options, education and access to help as they prepare for retirement.
The participant first 401(k)
A better retirement plan for your business and the people who make it thrive.
A thoughtful approach to retirement that brings together professional oversight, efficient plan management and a focus on better outcomes for your employees.
Start a conversationThe Ekstra difference
A retirement plan should work harder for everyone.
We believe a great 401(k) should do more than check a box. It should support your employees, ease the work of running the plan and give your business access to experienced professionals.
Experienced oversight
Professional fiduciaries and service providers bring expertise to plan management, investments and administration, helping address fiduciary risk.
More room to focus
A streamlined approach to plan administration helps reduce the day-to-day demands on your business.
A different way to 401(k)
One plan. A team in your corner.
Ekstra is a multiple employer plan, or MEP. It brings employers together in a shared retirement plan structure designed to create efficiencies and access to professional expertise, while allowing flexibility in plan design.
Professional fiduciary governance
The plan's designated fiduciaries take on specified responsibilities for plan oversight, administration and investments.
Shared scale
Participating employers benefit from a collective approach to services and plan management.
Ongoing employer involvement
Employers continue to make certain decisions and provide timely payroll contributions and participant information.
A pooled employer plan
More possibilities for larger plans.
A pooled employer plan (PEP) offers another way for larger employers, including those whose plans require an audit, to access a participant-first approach and professional oversight.
Professional oversight
A coordinated team and fiduciary framework help employers manage the responsibilities of running a retirement plan.
Less to manage
A pooled structure helps simplify administration and ease the operational demands on your business.
A fresh look at the audit
The PEP provides a consistent audit fee for each adopting employer, offering a straightforward approach to an important plan expense.
To explore whether a PEP may be a fit for your organization, start a conversation.
The impact
A plan that works better, all around.
Running a retirement plan takes time, attention and specialized knowledge. Ekstra brings experienced professionals together to help manage those responsibilities, so employers can spend less time on the day-to-day demands of the plan.
With thoughtful oversight and support for participants, the goal is a more effective retirement experience for everyone involved.
Professional fiduciary oversight
Less administrative burden
Thoughtful investment oversight
Participant education and support
Getting started
Start with a clearer picture.
Every plan is different. A conversation can help uncover where your current plan is working well and where there may be room to improve.
Let’s talk
Tell us about your business, your current plan and what matters most to you and your employees.
Look at the details
Explore your plan's services, responsibilities and structure to understand the full picture.
Consider what’s possible
Discuss whether Ekstra is a good fit and what a transition could mean for your organization.
Let's connect
Give your 401(k) a little Ekstra attention.
We'd be glad to learn about your plan and explore the possibilities.